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      Insurance Division
About the Division

The SCD strives to provide a regulatory environment which is conducive for development and promotion of a robust Non-Bank Financial (NBF) Sector. The NBF sector under SCD’s preview comprises of Non Bank Finance Companies (NBFCs), Mutual Funds, Pension Funds, Real Estate Investment Trusts, Private Equity Funds, Modaraba Management Companies & Modarabas. The major functions performed by SCD for the NBF Sector include: licensing, registration, regulation, on-site inspection, off-site surveillance and enforcement. The underlying objective is to safeguard the interest of the stakeholders while at the same time facilitate diversification and innovation in products and services of NBF sector.

For operational ease and enhanced efficiency, the SCD has been divided into two main Departments:

  • Policy, Regulation and Development Department (PRD)
  • Supervision and Enforcement Department
Policy, Regulation and Development Department (PRD)

PRD performs the functions of licensing, registration, provision of comprehensive regulatory framework and granting necessary regulatory approvals to the NBF sector.


Supervision and Enforcement Department
Supervision and Enforcement Department is primarily responsible for centralized functions of On- site Inspection, Off-site Surveillance and Enforcement.


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